Based on our extensive market research, we have found that all Scheduled Commercial banks are mandated to provide financial assistance to eligible MSMEs and Start-ups, under Stand-up India, MUDRA, and CGTMSE Schemes. However, the interest in promoting these schemes is fairly low or non-existent amongst Banks, especially Private and Foreign Banks, which is contrary to the stipulated guidelines. Recently, while assisting one of our clients in availing a Cash Credit Limit under CGTMSE Scheme, MSMEmitra.com experienced some of the problems faced by MSMEs. 'Company X' is an established market player in its field of work, providing the goods and services to big corporate clients. Company X had infused more capital into the Business in this Financial Year, to expand its operations and had a requirement for a Working Capital Cash Credit Limit of Rs. 60.00 Lacs. The company had surpassed the sales figures of the previous year within 5 months of the Current Fiscal, and were loo...